## Payment Policy **Last updated:** [Insert Date] Thank you for shopping with **Somnluna**. This Payment Policy outlines the terms and conditions related to payments made on our website. ### 1. Accepted Payment Methods We accept the following payment methods: * Visa * Mastercard * American Express * Discover * PayPal * Apple Pay / Google Pay (if available) * Shop Pay All payments are securely processed through Shopify’s encrypted payment system. We do not store or have access to your full payment details. --- ### 2. Currency All prices listed on our website are in **USD ($)** unless otherwise stated. If you are purchasing from outside the United States, your bank or payment provider may apply currency conversion fees or international transaction charges. --- ### 3. Payment Timing * Full payment is required at the time of purchase. * Orders will not be processed or shipped until payment has been successfully completed. --- ### 4. Pricing & Taxes * Prices displayed on our website may not include applicable sales tax. * Sales tax will be calculated and displayed at checkout based on your shipping address and local regulations. --- ### 5. Payment Authorization & Verification * All payments are subject to authorization and verification by your payment provider. * We reserve the right to cancel or refuse any order if fraudulent or unauthorized activity is suspected. --- ### 6. Failed or Declined Payments If your payment is declined: * Please check your card details and billing address. * Contact your bank or payment provider if necessary. * You may try an alternative payment method. We are not responsible for any fees charged by your bank for failed transactions. --- ### 7. Refunds Refunds will be processed in accordance with our **Refund Policy**. * Approved refunds will be issued to the original payment method. * Please allow **5–10 business days** for the refund to appear in your account, depending on your payment provider. --- ### 8. Security We take your security seriously: * Our website uses SSL encryption * Payments are processed via Shopify Payments and trusted third-party providers --- ### 9. Contact Information If you have any questions regarding payments, please contact us: * Email: **[service@somnluna.com](mailto:service@somnluna.com)** * Business Name: **Somnluna**